A blog about investing, finance and market insights
by a student for students.
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When Currency Changes More Than Just Numbers
Recently I started paying more attention to exchange rates because my dad works in Korea and earns his salary in Korean won. When he sends money to the United States, we have to convert it into dollars. The same amount of money that looked normal in Korea suddenly felt smaller once it became dollars. His…
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TEMPTATION , When You Want to Go “ALL IN”
The first time I ever tried investing was back in 7th grade. We had just learned about the Great Depression in math and social studies, and our teacher decided to make it real for us. She set up a class stock contest using Yahoo Finance. Each of us got $10,000 of fake money and two…
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What I Learned About Global Markets (After Visiting London)
From October 1 to 6, I spent five days in London for the John Locke Global Essay Competition Gala Dinner and the Academic Conference. It was my first international academic event, and I learned so much from students all around the world. The discussions were deep, the people were smart, and the energy was amazing.…
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Pelosi vs Buffett Two Different Portfolios
When I first started investing, I thought most successful people’s portfolios would look kind of the same. But then I saw charts online of Nancy Pelosi’s reported stock holdings and Warren Buffett’s Berkshire Hathaway portfolio. Looking at them side by side, they could not be more different. Pelosi’s portfolio is filled with big tech and growth names: To me,…
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From Losses to Gains: Watching My Portfolio Change
Red Numbers to Green Numbers Back when Trump’s tariffs first hit, my account was in the red. I was upset and honestly tried not to check it too often because every time I looked, it felt worse. Now it feels completely different. I keep opening the app because I want to see how much it…
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The Most Trusted Brokerage Companies (and Which Ones Are Custodial-Friendly)
When I looked at the biggest and most trusted brokers, I realized not all of them are easy for students to use. The trick is finding out which ones allow custodial accounts or even special teen accounts. Here’s what I found. 1. Fidelity Investments Huge and stable, with nearly six trillion dollars in assets. The best part…
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What is Compounding?
9th grade finally ended, and summer break started right away. But instead of relaxing, I jumped straight into summer school session 1 at my high school. Right after that, I spent a month at the University of Chicago YSP program, which was intense but amazing. On top of that, I started studying for the ACT and SAT for the very…
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Can You Start with Just Ten Dollars?
When I first started reading about investing, I thought you needed thousands of dollars to buy stocks. That felt impossible for me as a student. But then I heard about something called fractional shares, and it completely changed my perspective. Fractional shares mean you can buy just a piece of a stock instead of the whole…
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Why Do Stock Prices Move?
After learning about stocks, ETFs, and the S&P 500, I had a new question in mind. Why do stock prices move? When I check my virtual portfolio, some prices are higher than yesterday. Others are lower. But what’s behind all that movement? I thought there might be a simple answer, like a company doing well…
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When Tariffs Hit My Portfolio
After February’s first tariffs, I thought maybe the market had already adjusted. But on April 2, 2025, President Trump called it “Liberation Day.” After February’s first tariffs, I thought maybe the market had already adjusted. But on April 2, 2025, something much bigger hit – President Trump called it “Liberation Day.” On that day, he announced a 10%…
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